A previous poster said get an attorney, that is the best advice.
My wife son passed away a few years ago, he was an accountant and was invested in many things that I was unaware of.
One of the things he had invested in was insurance policies.
Something I did not know existed. Some of the policies he had were bought outright, some were on a spit percentage.
I did let most of them lapse since I did not really want to be in this business, but the ones that were on a percentage I had to keep alive because his estate would still be liable.
The few that I was forced to keep in play started to payoff and quite handsomely, I only have one left.
But because there were misunderstandings between many of the spouses where they believed the insurance had been sold outright and believed I was a scammer, even though these spouses were about to collect an inheritance they would not deal with me, and I had to go through an attorney to get the documentation since I was not a direct descendant.
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