Quote:
Originally Posted by LeRoySmith
Ha! We were exactly the same, our credit score hovered around 820 no matter what we did to try to raise it, we bought a new car and had a loan on it to try to boost the credit score a little. After the 3rd month of making payments we paid it off because the feeling of owing money is way worse than an 820 score.
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My credit score is 810 and the only debt I have is my credit card balance, which I pay off in full every month. I have never had a car loan in my life.