As a new homeowner in The Villages, we shopped for home insurance all over the place.
Kin: I came across them via online search and rates looked very attractive
Broker: She strongly suggested to stay away from Kim
Agent: She suggested another carrier, who was 20% higher than Kin
Self: Went with a broker/agent in The Villages Insurance who found us with Cabrillo Coastal for about same rate as what our agent had suggested.
Our house has a brand new roof which drove most of the premium. Bundling cars, golf cart didn't seem to move the needle much.
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