Talk of The Villages Florida - View Single Post - Pay cash or keep loan? Sorry, kinda wordy
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Old 07-21-2024, 04:44 AM
jimbomaybe jimbomaybe is offline
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Quote:
Originally Posted by Topspinmo View Post
agree, but don’t cry when get shaft by some financial shyter. Plenty of examples that for sure.
You have to do your own due diligence as well, the professional credentials of the person you deal with, who is part of a established financial firm, a free dinner is not going to attract me, in fact the opposite. Credit/ leverage can be your master or servant, your portfolio should have a mix of different assets. What percent of leverage you have is part of that, when 30 yr mortgage interest rates were in 2-3 % range that was below the historical averages of return of the indexes , corporate America took advantage of that and bought back its own stock, buying a home has demonstrated over many decades to be a stable investment. So if looking to buy at a time like that it makes sense to me to use OPM, without changing my cash flow