Quote:
Originally Posted by retiredguy123
I understand that a lightning protection system may save your life, but homeowners insurance will cover the damage shown in the photos.
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Right, but it can be a life altering event if you have major damage. First you need to deal with your insurance company. Many people who were hit by lightning have related experiences where the insurance doesn't want to pay for all the damage and its a major job getting through that phase. Secondly, there aren't contractors and repair people just waiting on the side-lines to re-build your home. Typically it can take up to 1 to 2 years to rebuild. Finally, the insurance company is not going to be able to replace your personal family belongings. Pictures, furniture, files, etc., will be gone forever.