Quote:
Originally Posted by LeRoySmith
Same thing with state farm, if you give another person permission to use your car (or golf cart) they are insured as you are.
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State Farm policy excludes coverage "for damages arising out of the ownership maintenance or use of a vehicle while it is rented to or leased to others by and insured".
Pretty much standard language in most policies.
Your renter can't waive the rights of injured parties who aren't part of the leasing or rental agreement.
So if your renter injures a pedestrian with your golf cart, they have the right to recover from you under Florida's dangerous instrumentality act.