Quote:
Originally Posted by Rzepecki
If we decide not to change/stay with Slide Insurance, our insurance agent has told us that any other company will require i) a 4pt inspection done within the last 12 months, and ii) a wind mitigation inspection before they will cover us.
Has anyone had experience with these inspections? I assume the homeowner would have to pay for them. Does anyone have any idea of the cost?
Or is this just a threat to get us to accept Slide’s coverage, which isn’t as good as Farmers’ was?
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Sounds about right(or absolutely wrong as far as business practice is concerned). We have Farmers and we are being dropped as of the end of our coverage in Oct. We were also told that the agent is now selling Slide insurance. Tired of going through new companies just about every year or two, when we have NEVER made a claim. Tired of jumping through costly hoops of new roof, new water heater, WM report, etc. Florida has been nice, but we are now looking at moving back to the mountains. I can deal with cold weather, but I don't like the idea that everyone in The Villages is too old to realize they are being taken advantage of. Although, it seems everyone in Florida is being beat up by home owners insurance. Never heard of Slide insurance before, but the agent (formally Farmers) was pretty decent in the past, so maybe-maybe the company he is representing now will be OK too. Hopefully, I will be able to sell this house before my insurance expires. Enjoyed Florida, but I worked hard for my money and I am not in favor of other folks finding new ways for me to throw it away. If I am going to waste money, I would rather use it on entertainment and/or food. It doesn't seem like a useful way to spend money when I have to pay for a new inspection of my home or replace something that is working perfectly fine, in order for someone to insure my home.
Short answer: Shop around, but don't expect much of a different result.