When we purchased in 2018, we went with Travelers on everything. Even though it was a new home, it had to be inspected, mainly for sinkhole coverage. We have been with them ever since, but we do pay the increased premiums each year even through we have never had a claim (like many of you). Are the insurance issues just in Florida, or do other states have some of the same issues. I'm not a fan of the insurance or of the monthly fee from the SSU.
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Originally Posted by Rzepecki
If we decide not to change/stay with Slide Insurance, our insurance agent has told us that any other company will require i) a 4pt inspection done within the last 12 months, and ii) a wind mitigation inspection before they will cover us.
Has anyone had experience with these inspections? I assume the homeowner would have to pay for them. Does anyone have any idea of the cost?
Or is this just a threat to get us to accept Slide’s coverage, which isn’t as good as Farmers’ was?
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