Quote:
Originally Posted by asianthree
OP If you view my earlier post#21, I am the person who keep down to the penny every expense.
While a Patio Villa, 2/2 is the lowest price range the yearly expenses for everything is only $300 less per year than a 3/2 cottage. Since you are WFH that 3rd bedroom could be your permanent office, still leaving a “just in case guest room.”
That said you have advantage that your parents are here, and know the area, so it maybe where you want to buy. But we found that living in older neighborhoods was like living with my parents. While we loved our parents one should never go home again.
We did live between the 6’s with a house in Pennacamp, Fernandinia, and Duval. So 2 new one preowned, that by year 10-12 everything imaginable started to need replaced as I listed. Our homeowners doubled at 12 years because of age of roof, HVAC, Hotwater tank. So if you look at preowned, one need to factor in those expenses I listed.
We needed safe walking/bike paths, and south of 44 became our fourth home. New house is so much less costly, and the younger vibe in the neighborhood is well worth the move. Of course we are now in the 20% of older residents, with many in their 40s, 50’s very early 60’s. With fair amount of WFH.
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Thanks, A3!
You make a VERY sound point that has been on my mind....the expectable ages of my neighbors. I completely agree that it is a significant consideration.
My folks are "between the sixes". That comes with very significant advantages of proximity to amenities...shopping, entertainment, etc....but that will be (my assumption) a more mature set of neighbors, on average.
As I look down south, I recognize that the likelihood of having neighbors closer to my age, goes up as I look at potentially buying new. Eastport will, as I perceive the intent, soon be filling the needs of southern Villagers now filled by Lake Sumter Landing, Spanish Springs, and Brownwood.
Buying new comes with a different set of costs, but has the allure of being a "blank canvas" on which I can paint while I'm working from home....upfit it to my exact tastes, out of employment income..
Can I hire you to be my consultant?
:-)