Talk of The Villages Florida - View Single Post - Blind-sided by any monthly home costs?
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Old 08-04-2024, 09:41 AM
Jhrath7@gmail.com Jhrath7@gmail.com is offline
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Quote:
Originally Posted by Bill14564 View Post
Three that I can think of:

1. Homeowners insurance. Mine was initially lower but, as everyone knows, it has increased recently. That would be something for you to watch out for.

2. Property tax (at least for pre-owned homes). The year you purchase your home you will pay tax based on the previous owner's assessments and exemptions. The next year those will reset to your purchase price (which will be higher) and your exemptions (which will be lower). This could result in a significant jump in property tax.

3. Amenity fee. The fee that the current owner is paying is likely less than the fee that you will pay. Their fee was established when they purchased the home and has increased steadily since. It is likely that it has not increased to be the same amount as the current fee set when the home changes hands. For example, they may be paying $170/month while yours might be set at $195. Not a showstopper but maybe an unexpected adjustment.
Also payment for fire dept