Talk of The Villages Florida - View Single Post - Blind-sided by any monthly home costs?
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Old 08-04-2024, 12:16 PM
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Hi! You sound very organized which is a good thing.
The only thing I noticed that seems low is HO insurance (200) which will probably be closer to $300/month. We have a 2011 designer home with brand new roof and paid $3100 for the year.
Our insurance last year was $4100. We got cancelled (with zero claims) and were forced to replace roof and find a new insurance company. The new roof cost $22,000.
Do pay close attention to hurricane deductibles and sink hole coverage.
There are so many different costs here, maintenance and otherwise, but the one that irks me the most is "The Bond." The amounts on the newer homes are ridiculous.
I've been here since 2003 and now in my third home.
Be sure to use both MLS and TV agents for the most choices in your home search.
Best of luck!
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