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Old 08-05-2024, 04:58 AM
retiredguy123 retiredguy123 is online now
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Originally Posted by Sabella View Post
Does anybody know when you turn 73 and you have to take your RMD from an IRA And you deferred compensation plan besides charity donations or switching to a Roth IRA (which is I understand that it’s not possible unless you are employed )are there any other way legally to not take any distributions or to reduce tax liability?
If you switch to a Roth, you still need to pay the tax. The only way I know of to avoid the tax is to transfer money directly to a charity.