Quote:
Originally Posted by Timothyimitchell
This is quite accurate QUOTE=WiscoDogsDad;2355884]Outstanding....thanks....probably should have listed what I HAVE, to facilitate answers....For review and critique:
Type Mthly est - 2024
Mortgage 1100
Electric 150
Gas 25
Villages Utilities (Amenities embedded) 350
TV 80
Internet 45
Landscaping service 90
Mowing service 65
Exterminator service 40
Bond 100
Real Estate Taxes 250
HVAC 15
Homeowner's Ins 200
Auto Ins. 140
Painting, ext. 25
House washing 6
Flatwork washing 5
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Am I the only person who's mystified and amazed, that folks really live on a "budget" that gets so deep into the weeds, they're concerned about allocating/budgeting $6/month for "house washing" or $5/month for "flat work washing" ?
My theory on budgeting, goes back to a conversation I had with a friend, 30+ years ago at a political fundraiser.
I said, "we better get out of here now, before I need to take a 2nd mortgage on my house to satisfy everyone who's looking for money". He said, "I don't have a 1st mortgage". When I asked him about it, he said, "I only buy things that cost about 1/2 of what I can afford. Take my sailboat. I could have bought one for $200k, but I bought one for $100K, that way, when I need new "sails", I can easily afford the $25K". Made sense to me, even if I'm not a sailor.
[If ShippinguptoBoston reads this, ask me who the people were and you'll get a good laugh.)