Am I the only person who's mystified and amazed, that folks really live on a "budget" that gets so deep into the weeds, they're concerned about allocating/budgeting $6/month for "house washing" or $5/month for "flat work washing" ?
My theory on budgeting, goes back to a conversation I had with a friend, 30+ years ago at a political fundraiser.
I said, "we better get out of here now, before I need to take a 2nd mortgage on my house to satisfy everyone who's looking for money". He said, "I don't have a 1st mortgage". When I asked him about it, he said, "I only buy things that cost about 1/2 of what I can afford. Take my sailboat. I could have bought one for $200k, but I bought one for $100K, that way, when I need new "sails", I can easily afford the $25K". Made sense to me, even if I'm not a sailor.
[If ShippinguptoBoston reads this, ask me who the people were and you'll get a good laugh.)[/QUOTE]
Brian,
I appreciate and completely agree with your comments. Getting bogged down in minutiae is no way to live.
This will not be an ongoing budget document. I'm merely collecting ideas about costs that will PROBABLY be part of my post-work life in The Villages. I'm VASTLY more interested in the monthly/yearly "Big Round Number", than the picky details...but the big numbers are made of small numbers.
Apologies if my intent was unclear.
|