Talk of The Villages Florida - View Single Post - How can an older home be sold, if one cannot obtain insurance?
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Old 08-06-2024, 01:46 PM
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Quote:
Originally Posted by Kzeus View Post
We are moving to The Villages in about a month and have been mulling this question:
How can someone sell a home older than 20 years, if insurance companies refuse to insure at all, or charge exhorbitant fees? And, conversely, why would anyone buy an older home?
We welcome all *kind* responses. Thank you.
Whether or not a house purchaser buys insurance, is of no concern to the seller. Just like everything else a purchaser may or may not do once they are the new homeowners. So the answer to your question is: Easy.

Look at it another way, let's say you purchase a house & want to sell it in a few years. Is the purchasing of insurance by the buyer of any concern of yours? The purchaser might decide to self-insure. The only way it might become a concern is if deals fall through because people can not find insurance. But that probably just means the house will be on the market for longer.