We are buying a 19 yo home in a couple weeks. Already have two quotes that are quite reasonable and we should be receiving a couple more today.
As far as age of house affecting pricing, I did notice a house age surcharge on the detailed quote, it was offset mostly by a couple credits. One being a discount for age of roof (2021).
I had no reservations committing to an 'older' house and my faith has been proven true. Maybe some of the big boy companies are shying away, but there are still plenty of options.
Also, adding to a previous post, New Jersey is also an issue. I have a buddy who is building new and had a heck of a time getting insurance. The big companies aren't writing new policies in NJ (he told me).
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