Talk of The Villages Florida - View Single Post - How can an older home be sold, if one cannot obtain insurance?
View Single Post
 
Old 08-07-2024, 10:43 AM
justjim justjim is offline
Sage
Join Date: Feb 2012
Location: Illinois, Tennesee, Florida, Village of Caroline, Sanibel, LaBelle
Posts: 6,134
Thanks: 60
Thanked 1,765 Times in 747 Posts
Default

Quote:
Originally Posted by Inspector Mark View Post
The OP said they only wanted kind reply's yet she just insulted everyone who has a home older the 20 years by saying, why would anyone buy an older home.

We just bought a CYV that is close to 30 years old. Had no problem getting home owners ins.

I have no idea why they think an older home is not insurable.

The issue is about the age of roofs not the age of homes.
The rumor you can’t get
Homeowners insurance on an “older home” could have come from the manufactured homes that are on the historical side or near Spanish Springs of The Villages. I know from a friend who lives there that insurance is so costly on older manufactured homes that some are self-insuring them. I have a considered opinion that it’s not an issue with “stick built” homes. Insurance costs have gone up on all homes but you can still get insurance.

When purchasing a resale it would be best to due diligence with homeowners insurance along with deed restrictions, permits for building and landscaping changes, noise factors, etc., before signing on the dotted lines.
__________________
Most people are as happy as they make up their mind to be. Abraham Lincoln