Talk of The Villages Florida - View Single Post - Very Basic Insurance Question.
Thread: Very Basic Insurance Question.
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Old 08-07-2024, 06:30 PM
kkingston57 kkingston57 is offline
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Originally Posted by Will.S View Post
I have been reading some TV posts that confuse me regarding insurance. I have NEVER heard this before in any state Ive lived outside Florida. Does the home insurance that covers your physical structure and ROOF..... Also cover HVAC & WATER HEATER ?

My question for clarification is we will be buying in the villages very soon. IF we buy resale, it will be 8 years old (or we will buy new). Some people mention the age of all three of these things like the home owners insurance covers all three so if they are older, they're maybe an insurance issue at the 10 yr mark.

Thanks for your time.
99.99% of policies(if not 100%) pay for HVAC and water heaters. I was in the biz and almost all states have same policies. Do an internet search for an HO- 3 policy(most common homeowner policy)