Talk of The Villages Florida - View Single Post - How can an older home be sold, if one cannot obtain insurance?
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Old 08-07-2024, 09:41 PM
TeresaE TeresaE is offline
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Quote:
Originally Posted by Kzeus View Post
We are moving to The Villages in about a month and have been mulling this question:
How can someone sell a home older than 20 years, if insurance companies refuse to insure at all, or charge exhorbitant fees? And, conversely, why would anyone buy an older home?
We welcome all *kind* responses. Thank you.
Older homes sell just fine in Florida as long as the roof, HVAC and hot water heater aren’t too old. If any of these items are too old the seller can often fix them using proceeds from the sale and the title company will pay the vendor directly at closing. Or, buyers can get an estimate from a licensed contractor and put repair money into escrow at closing with the title company with an agreement in place with the insurance company that the repair will be made within a prescribed time period. Typically 30 days. A good real estate agent can help you negotiate these items. That’s why you want representation.