Insurance
The reason you are seeing those items in regard to homeowners insurance in Florida is when you buy a home sometimes insurance requires a 4 point inspection. It is roof HVAC plumbing and electric. It is to determine if they are all in good shape. The water heater gets called for being old they will ask you to change it. They do not replace water heaters, but they cover damage that happens when one breaks and water intrusion comes through a wall or floor. Same with all the other items, they cover damage if they fail and cause a problem. A 4 point inspection during your home inspection period costs an additional $75 to $125 for the inspector to fill out a form with photos for you to submit to your insurer. Only get one if the insurer requires it.
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