Talk of The Villages Florida - View Single Post - Very Basic Insurance Question.
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Old 08-08-2024, 08:49 AM
PurePeach PurePeach is offline
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Quote:
Originally Posted by Will.S View Post
I have been reading some TV posts that confuse me regarding insurance. I have NEVER heard this before in any state Ive lived outside Florida. Does the home insurance that covers your physical structure and ROOF..... Also cover HVAC & WATER HEATER ?

My question for clarification is we will be buying in the villages very soon. IF we buy resale, it will be 8 years old (or we will buy new). Some people mention the age of all three of these things like the home owners insurance covers all three so if they are older, they're maybe an insurance issue at the 10 yr mark.

Thanks for your time.
Once the three items you mentioned begin to age, they can leak and you not know it until you have a major problem. One of my neighbors had an old water heater that caused a flood in her house, which then meant a pretty big insurance claim. And remember your AC can leak also, and an old roof — well you get it!