Quote:
Originally Posted by Buckeyephan
Last year we sold my late MIL’s Lakeland, FL house that was built in 2000. Realtor said we needed to replace the 15 year old roof. Checked with our State Farm agent to see if this was true. We were told that State Farm wouldn’t insure a house older than 20 years under any circumstances. Even with the new roof, buyers had to really shop around before they could get insurance.
|
State farm insures my 2004 Lantana, and were more than happy to give me a price half what USAA was about to raise me to. And they didn't raise my rate this year.
State Farm is pickier about their customers than their customer's houses. It's the reason I've avoided them for all these years. They've always had a reputation for dumping people who make a claim, and I suspect they sometimes use these excuses to dump a customer they're not happy with, when they move.
The Florida insurance business is as crooked as it gets. Here we are, sitting 60 miles from the nearest hurricane, with houses rated for 110mph winds -- and subsidizing the insurance for rich folk's beach houses. It ought to be illegal, and I'll vote for anyone from either party who promises to put a stop to it.
State Farm was merely the cheapest outrageous policy I could find. I think they just wanted my business because I haven't had a claim since a tornado removed half my roof in Tulsa, back in '85. They'll get my business until they start hiking my already outrageous rate. At that point, I intend the toss in the towel and just take my chances without insurance.