Talk of The Villages Florida - View Single Post - Very Basic Insurance Question.
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Old 08-08-2024, 05:06 PM
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Originally Posted by golfing eagles View Post
After 10 years, Progressive just cancelled my HO policy along with 5,000 others in TV alone. No reason other than "reducing their hurricane exposure", which is ironic considering that TV is the place they send evacuees from the coast.
Same thing with Farmers, we just got our non-renewal notice despite never having a claim on 5 different homes over a very long time. My understanding is that the reason Villagers are getting cancelled, to reduce hurricane exposure, is because insurers can’t cherry pick locations within the state where they want to write policies. They either have to write insurance throughout the state, or pull out entirely. I suspect that if companies like Farmers and Progressive could write policies at locations like the Villages, but avoid the much higher risk costal locations, our policies wouldn’t be getting cancelled.