Talk of The Villages Florida - View Single Post - Condo owners hit with $100,000 assessments!
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Old 08-15-2024, 09:28 AM
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Quote:
Originally Posted by sowtime444 View Post
I looked at a condo in The Villages for sale (the Spanish Springs townhouse-style condos). But the roofs are costing $30,000 each which is a ridiculous price even though they are changing them to metal. So you are basically forced to pre-pay for what would have been a special assessment. If you kept the money with a money manager yourself instead you probably could make interest, and then better afford the special assessment. But giving it to the association up front to sit in an account, I'm not so sure.
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I disagree. If you keep the funds yourself and earn interest on it, what's to stop you from selling and moving out just before the roof needs replacing. Then the next owner gets stuck with the entire cost.

It seems to me that if the roof needs to be replaced every 20 years, then every year, whoever owns the unit should pay 1/20th the estimated cost as their fair share.

That is the purpose of a replacement reserve study.