[justjim]

Originally Posted by Pairadocs

18 year old home and paid $2486.

Replaced roof and premium was raised to $2770.

Relative in S.Springs experienced the same, replaced roof and premium was raised, but if roof was not replaced, they would be dropped, so really it's not a choice.

As for finding a company, most brokers can come up with a choice of 2 or 3, but the rating, what would happen if it was actually used, is anyone's guess. Have personal knowledge of individuals closer to the coast who incurred significant hurricane damage during Charlie years back... they spend nearly everything in their retirement savings on lawyers trying to get their well known insurance company to repair their home. You have to be careful, many companies will "shift" as much damage as possible to the result of "flooding" and claim they have no liability. It's a mine field, or should I say a shark tank ?

No question this was a Ripoff by an insurance co. We are not on the Coast we are in Central Florida. Surely you can do better.