Quote:
Originally Posted by Fastskiguy
Just got a call from my dad about a guy from Apex roofing that blew into Pinellas offering free roof inspections. He got up on the roof, took some pictures, and explained there is storm damage to the roof (cupping, missing shingles, some other stuff I can't remember). He said he could help line up a lawyer to go after the home insurance company (Progressive) and probably get a new roof. The roof is about 10 years old. The lawyer answered the phone call right away and set up a meeting for Friday night. Something like "Your Insurance Lawyer, inc." (can't remember the exact name)
The whole thing sounded fishy as hell to me....but I don't know anything about roofs or insurance. Is this legit?
Thanks!
Joe
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I'm surprised these guys are still around as most of them closed up shop. Last year, the Legislature eliminated the "assignment of benefits" (AOB)to contractors, by which the roofers and their attorneys could directly sue the homeowner's insurer for the inflated price of a new roof and for bad faith. Also, the Legislature severely limited the damages in bad faith claims and provided that insureds who lose such lawsuits will have to pay costs to the insurance companies.
The AOB was the most abusive system of all time. It cost insurers $Billions and only benefit crooked roofing companies and their money-grubbing attorneys. Because of them, numerous insurance companies have gone insolvent or have left Florida. The result is that the premiums for homeowner's insurance has "gone through the roof" (how's that for a pun).
In short, tell the roofer to never again darken your door and give thanks that you didn't fall for his scam. ***Fair Disclosure*** I am an attorney and practiced for 40 years doing only litigation, including "bad faith" for both insureds and insurers. These roofing companies and their attorneys made me ashamed to be a member of the profession.