Quote:
Originally Posted by Pairadocs
My "guess", probably not worth much, is they CAN refuse anyone regardless of "laws" ?
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That is correct, they price risk as they see fit to access risk. They can refuse a homeowner because they feel they already have too much non diversified exposure within three blocks of the home should a tornado run through that particular neighborhood. The policy they just wrote for your neighbor could be the last policy they are willing to write within that specific neighborhood, while they would be happy to write a new policy a mile away.