[Bonanza]

Originally Posted by larrycrilley@gmail.com

An actuary once told me use my Amex for everything I possibly can. “If you have to pay for something why not get something in return” were her words. She said she had enough points to cover two round-trip first class airfares anywhere on earth. I have been following her advice, and now I am redeeming my points for a fly/drive trip from San Francisco to San Diego and onto the Grand Canyon…all on points I have accumulated. The fights, the hotels, and the car rental inclusive. I even received a few upgrades and perks just for being a member.

The best advice is to use the card then go into your online checking and send them the payment right away. No big surprises at the end of the month and no interest charge.

We even has some left over points and points from other cards that can be used if need be.

California here we come!

I have no interest whatsoever in receiving free airline flights, hotels, auto rentals, etc.
I get money back which would be preferential to most people.
I can spend the money anywhere, any time, on whatever I want, and that would include what you have mentioned.
Why limit yourself to specific things???

There is nothing easier than autopay.
If something isn't right, credit card companies fix the problem pronto!