I just read where CA home insurance rates climb 30+%
Allstate receives approval for 34% increase in homeowners insurance rates
The issue is that more houses have been built in the higher risk areas, builders build where people want to go, same with the Morse Development company. FL is no different than CA and other eastern coastal states.
Paradise locations are more expensive to live than most others, so insurance will wax and wane as states regulators allow price changes based upon coverage options and suppliers. . in a competitive economy, always the solution for high prices is high prices, but that solution is very counter intuitive and unpopular. .
good luck to us