We use a Bilt Mastercard. For those that pay rent, it can be used for that. Basically, you generate points per dollar spent. Some points are doubled, others can be 6x. And then points can be used within Bilt for many things. Or TRANSFERED to other institutions such as Hyatt or Hilton! We use Hyatt, have their CC and generate points with that one too.
So far, we generate enough points annually to use the points at Hyatt for a nice 7 night stay at their 4star resorts. Our last trip was to Scottsdale for a golf excursion.
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