Talk of The Villages Florida - View Single Post - Very Basic Insurance Question.
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Old 08-30-2024, 07:02 AM
RRGuyNJ RRGuyNJ is offline
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Quote:
Originally Posted by Rainger99 View Post
When you say no issue with insurance, what do you mean?

Did insurance pay for it? Or was there no coverage?
The insurance had no problem offering insurance on the home. The water heater or boiler for the home heating system as well as the central air conditioning were not covered if they failed due to wear and tear. Age of these system were not even mentioned.
We had hot water radiant heat which if you think about it presents a greater chance of water damage since hot water is circulating through out the house.
I get it that insurance coverage is tough for the companies as a whole in Florida due to storms. Replacing water heaters and heat pumps at 12 years or so is nonsense.