Quote:
Originally Posted by TimTinNewell
So, we just closed on a pre-owned home. The owner, God Bless Them, left us the receipt and the contract they had with Dean's Termite Control. On the contract, it specifies a $1,000,000 termite damage policy and transferable to new owners. The previous owners paid for another year contract in February of this year.
I contacted Dean's. The girl on the phone had one of the techs call me back. I thought this was strange to start with. All I needed to do was change my name with them and get on with other matters.
The guy calls me back and explains that I have to start over and pay for a whole NEW contract with them and they are using a different 'system' now. I asked him if the original owners were still there, what would THEY be doing under the current contract? He said they'd just start in with the new system in February of '25.
Besides the "new system", He also said they will bring over 3 beagles to sniff around the house for termites. WTF? 
I basically told him this sounds like a scam and a ripoff and if I decide to go with a new contract, it isn't gonna be with Dean's. You gotta be whackin' me! |
Far from an expert. We are ex-northerners. In Florida we have two different types of termites. Subterranean the ones that need to have access to soil, build mud tunnels etc-they type in the north. We also have another variety that does not need ground contact. If, you read the contract
they do not cover damage from the termites that do not need ground contact. A termite damage claim. Not any particular company. It is easy to buy and pay for insurance. Collecting is not so easy. Customers? They are not honest either.
We had a neighbor who was a retired cop. He worked as an insurance investigator. Always had amusing story's. I was into boating and fishing at the time. Some guy put in a claim for stolen rods and reels, they can be quite expensive. He had receipts and all from some bait shop.
The owner of the shop said the most expensive rod they sell is twenty dollars.
Back to termite insurance. I believe if you choose to have a mortgage you must have termite insurance. This is Florida. Termites do not take winters off.