Talk of The Villages Florida - View Single Post - Annuity - from Variable to Fixed
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Old 09-06-2024, 08:28 AM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by CybrSage View Post
Please explain how there something can be sold if there is no buyer? How can selling happen without buying?
If no one buys the item, how can the item be sold?
Most annuities are a bad deal. So, it requires a slick and deceptive salesperson to convince an uninformed buyer to buy the product. In fact, the salesperson will not even allow the customer to read the annuity contract before buying it. So, you buy it first, pay the money, and then they send you a 100-plus page contract with 30 days to cancel it and ask for your money back. Many people who buy annuities think they are investing their money in stocks and bonds. Instead, they don't even realize that they are buying a life insurance policy with virtually no death benefit. The only thing they have is a contract between them and an insurance company.