Talk of The Villages Florida - View Single Post - Sick & tired of the reporting it’s great news the Fed may be cutting interest rates!
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Old 09-12-2024, 02:12 PM
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Quote:
Originally Posted by OrangeBlossomBaby View Post
Most Americans don't have ANY "investment portfolio." Bond rates and values don't affect them at all. I have stock in one company. Current value is around $6,000. It was worth something like $325 when my grandmother bought it for me. If Intel goes bankrupt I'll be out nothing, since I never invested a dime of my own money into it. I have no pension, no 401K, no IRA, no annuities. Most Americans with a 401k only get to invest a small percentage of their paycheck into a limited list of fund options. Since their contribution is matching, they'll come out ahead no matter what happens to bond rates and values.
Except you weren't talking about 'most Americans'. You were talking about wealthy retirees in TV. Who presumably have diversified portfolios including bonds.

Your words: "It's bad news for rich old people only to the extent that they'll have fewer pieces of gold to fill their coffins with when they're buried."

Not investment advice, but you might want to think about diversifying that Intel stock into an S&P 500 fund or something.