Talk of The Villages Florida - View Single Post - Sick & tired of the reporting it’s great news the Fed may be cutting interest rates!
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Old 09-13-2024, 08:16 AM
retiredguy123 retiredguy123 is offline
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Originally Posted by Wondering View Post
Do you think you might be a bit self centered? Lower interest rates might help the younger generations get a mortgage and be given the opportunity that you had when you were their age. Maybe if you had invested better over the years you wouldn't be dependent on your savings account. Does being selfish come to mind?
My advice to young people has always been to avoid debt and to save money. I don't agree that buying a house with a large mortgage is a good idea, or that it necessarily creates wealth. I have a sizable savings account, but I am not dependent on it. I don't think that artificially lowering interest rates to below the inflation rate is a good idea. It encourages borrowing instead of saving. Also, it has nothing to do with being selfish.