Closing in 3 weeks on a new Premier house in Shady Brook.
I’ve always had USAA. Will be paying $1475 a year. Catastrophic sinkhole coverage was standard. Fixable sinkhole coverage was an extra $225 a year. We need flood insurance, until FEMA updates their maps anyhow, that’s $1400 a year. There was 2 choices. FEMA, or Neptune, which was actually $75 more. And being a private company, no guarantee they can stay in business and pay out. Hope this helps.
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