I just went thru this for our first purchase in TV. Catastrophic coverage is standard. A total loss where you cannot live in the house.
Extra was “can be fixed” sinkhole coverage. Which I did get this first round, as well t was only $225 more a year. That comes with a $40,000 deductible.
I’m going to look into a company that specializes is FINDING sinkhole areas on your property. If there was a no issue, goodbye to xtra coverage.
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