Talk of The Villages Florida - View Single Post - Just another homeowners insurance question for anyone "IN THE KNOW"..
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Old 09-23-2024, 08:10 AM
nn0wheremann nn0wheremann is offline
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Quote:
Originally Posted by Will.S View Post
So there is a fine line between "catastrophic damage" and "sinkhole damage" ? Closing on a house in the Spanish Springs area in a few weeks. Need to set up insurance. My initial quotes are DOUBLED for adding sinkhole coverage.

So if a sinkhole collapses 1/2 my house- that would NOT be covered under the CATASTROPHIC damage portion of my policy ?

Much more coffee is needed..
If the county declares the home uninhabitable, your standard insurance covers it. Otherwise, it is your dime.