IMHO, I would hire individual contractors and have them provide PROOF of insurance and license, and prior to hiring you can check reviews with Seniors Against Crime and BBB. In this manner, if there is a problem, there is no finger pointing you know who is doing the work, you know who screwed up. Be sure the workers are EMPLOYEES and not subcontractors.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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