Quote:
Originally Posted by nn0wheremann
If the county declares the home uninhabitable, your standard insurance covers it. Otherwise, it is your dime.
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I think it has to be abrupt. If it subsides over time, I don’t think standard insurance covers you. I am not sure how abrupt has been defined. Perhaps someone with insurance background can elaborate.
The abrupt collapse of the ground cover;
A depression in the ground cover clearly visible to the naked eye;
Structural damage to the insured building, including the foundation; and
The insured structure being condemned and ordered to be vacated by the governmental agency authorized by law to issue such an order for that structure.
From my experience, the policies are written by the insurance companies and they make every effort to deny a claim.