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Originally Posted by villagetinker
If you have been on an Advantage plan for more that 1 year, you can be subjected to underwriting when going back to traditional Medicare. IMHO, I would contact SHINE and have a discussion with them. So, to answer your question it depends on how long you have been in an Advantage plan. We were on for 5o weeks and were able to switch back without any penalty, but we just made it.
SHINE has 800 number and LOCAL meetings in TV, and we have found them to be very helpful. If you get the Daily Sun, the weekly advertisement for healthy living usually has their contact info.
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Can you share your reasons for switching back? I'll be going on Medicare next year and want to understand reasons for and against an Advantage plan.