Quote:
Originally Posted by bill4952
You can switch if you are getting younger.
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As far as I can tell, you can switch if you are in reasonably good health.
I called a company that sells medigap. He said plan G and plan N are the two most popular medigap policies. N is quite a bit cheaper than G. As far as I can tell, the main difference is that G does not have a copay when you visit the doctor but N does have a copay.
He said I could get G for about $205 a month and N for about $152. Drugs are about $75 a month.
I also asked him about the difficulty in switching from advantage to Medicare. He said it is pretty easy unless you have significant pre-existing conditions such as dialysis, severe heart problems, diabetes, or advanced cancer. He estimated 95% are approved.