Maybe, maybe not. Helene looks like another Idalia to me. A Cat 4 that hit the big bend area. Idalia estimates were around $3.5 billion damage, although that figure wasn't just the Florida damage. This is a low figure compared to other storms through the years.
The Big Bend area of Florida is known for its vast woodlands and marshlands and its low population density relative to much of the state. It would be one of the cheapest areas of Florida to restore. Before Helene hit, they interviewed several people from Cedar Key, FL on the Weather channel and some said that homeowner's insurance was too expensive and they didn't have any. So, we'll save money there.
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