Golf carts may absolutely drive on public roads in The Villages. However, there are limits. If the speed limit on the road is 25 or under, the golf cart may drive on it. If the speed limit is 30, there might be a side-path lined at the edge of the road for golf carts and bicycles (such as Morse Blvd from 466 and north); golf carts can only drive outside that side-path if they're turning left, or passing a slower-moving bicyclist, or merging in as indicated with a sign (such as a few spots on Odell Circle).
If the speed limit is 35 or higher, golf carts aren't allowed to drive on that road.
So it's not a regulation about whether it's public or private. It's a regulation based primarily on the posted speed limit (with exceptions such as roundabouts - golf carts shouldn't be on them either even though the speed limit on roundabouts is only 20).
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