[asianthree]

There are insurance companies in NC and SC that policy has

“Named storms are covered”

so this may be a possibility for coverage of damage homes that aren’t in a flood plain, so fema insurance is not required. Or Hurricane insurance was not offered due to inland proximity.
Then again the 14” of rain plus run off from the mountains, 2 days prior to Helene, may have pushed the non flood areas into the devastation those states are experiencing.

It will be interesting to see how many companies have Coverage for Named Storms. Our northern insurance lists tornadoes, wind shear, and other perals but “named storm” is not in our policy content