Talk of The Villages Florida - View Single Post - Do financial advisors act in their clients' best interests?
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Old 10-03-2024, 08:27 AM
retiredguy123 retiredguy123 is offline
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Originally Posted by Boomer View Post
I don't know what percentage of advisors have disclosures. I realize there are varying types of disclosures, some more serious than others. I would not want an advisor to have any,

I don't know if advisors are obligated to tell their clients if they have had a disclosure.

But "Broker Check" on finra.org is where you can find out if an advisor has a disclosure and if there has been a settlement, it will show that, too. You can also read a summary there of what happened,

If hiring an advisor, use Broker Check to see his pedigree.

Boomer
I think that an advisor who is selling annuities should be required to tell you that it is an "annuity" and not a retirement investment. Some annuity salespeople totally avoid using the word annuity. Also, they should be required to provide you with a copy of the entire annuity contract to read before you give them any money. It is absurd that advisors are allowed to sell annuities without identifying the product, or even allowing clients to read the contract.