Talk of The Villages Florida - View Single Post - Milton will be a Hurricane
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Old 10-06-2024, 09:05 AM
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Quote:
Originally Posted by Bill14564 View Post
I imagine the answer depends on context.

If you are questioning your insurance company about your deductible then you were in a hurricane.

If you are talking to someone whose roof blew off when <storm name here> came ashore then you were not "in" a hurricane.

I expect my phrase will be, "When hurricane Milton came over the Villages....."
Thanks. I could be wrong, but, as I understand it, there a separate deductible for hurricanes vs regular wind damage. But, the wind speed is not a factor. If there is a "named" hurricane in the area, and your house has wind damage, the hurricane deductible applies, even if the wind speed at your house was lower than 74 mph.