Quote:
Originally Posted by retiredguy123
Thanks. I could be wrong, but, as I understand it, there a separate deductible for hurricanes vs regular wind damage. But, the wind speed is not a factor. If there is a "named" hurricane in the area, and your house has wind damage, the hurricane deductible applies, even if the wind speed at your house was lower than 74 mph.
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You are right. I was in the business. If this was not the norm, almost every small hurricane claim would be in court. Wind speeds can vary in a neighborhood. Our house is at top of cul de sac and other end of my street is 20 feet lower.