The only surefire example I have seen where a Roth conversion made sense was a retired teacher I knew who had a plan to convert all of his retirement money into a Roth, so he could leave tax free money to his children. He knew he was paying more taxes than he needed to, but he didn't care.
Every other example of a Roth conversion required the use of a crystal ball to predict future tax rates for you and your heirs, future incomes, life spans, and other unknowable variables.
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