Talk of The Villages Florida - View Single Post - Roth Conversions
View Single Post
 
Old 10-09-2024, 12:00 PM
CoachKandSportsguy CoachKandSportsguy is offline
Sage
Join Date: Jan 2019
Location: Marsh Bend
Posts: 3,597
Thanks: 641
Thanked 2,590 Times in 1,270 Posts
Default

Quote:
Originally Posted by mrf6969 View Post
I Makes sense to do this as now the Roth IRA's will grow totally tax free with no burden on those that will inherit.
Currently, there are no taxes on Roth IRAs, and there is no inheritors’ income taxes. The same can be typed for taxable accounts on the inheritance income and for the inheritance estate with the markup at death. The only taxable part of a taxable account is some cap gains occasionally and income on dividends if the agi/ dividends are high enough throughout the life of the owner